Are you looking to purchase a home...but your not quite sure where to begin?

No problem at we can help answer your home buying questions.

Home Ownership Is the
Fruit of Your Labor

Home Ownership

Good credit helps when it's time for a mortgage on a new home or refinance

Financial Confidence

Strong credit helps to keep you financially focused.

Save More Money

Strong credit allows for cheaper rates and premiums

FREE.... Credit Consultation

Getting your credit reports and your credit scores.

Getting your credit reports and your credit scores. No one can fix a problem they can’t see. This is why you need a copy of your credit reports before you start. We also feel that it is vital to have your starting credit scores as well so that you can measure your success.

Understanding your credit report.

Understanding your credit report. Imagine looking at a broken down engine and not knowing where exactly you should start? This is why you need to understand “The Good, The Bad, and the Ugly” about your credit report. What is helping, or hurting, your credit score is both a science and art

Tactics to go from zero to hero.

Disputing, lowering your DTI (debt to income) ratio, adjusting your credit mix. These methods all require various communications such as phone calls, letters, faxes, etc. These tactics are part of our actual service, field tested, and proven to help boost your credit score!

Action Plan.

Improving your credit is a process, and organization is the key. This is why a basic action plan is necessary before you begin working on your credit. Remember, improving your credit is never a straightforward process. You will encounter twists and turns along the way. Whether you take action yourself or hire our credit repair team, the only thing that matters is that you do something!

What People Are Saying


Buying your first home can be exciting and overwhelming. Thanks God for programs such as WhyKeepPayingRent, they definitely helped my family and I with understanding the home buyer process. Thanks again ☺️

Trinise White Foster

McDonough, GA


Buying our first home was an extremely nerve wracking process… we are beyond grateful for all the help and support WKPR has provided us day in and day our. 10/10 highly recommend to all home owners and future home owners!

Cait Powers


Mortgage Advice

I was given great advice regarding purchasing a new new home within the next 6-8 months. I am now on the right path and know exactly what I need to do to make my dreams of becoming a home owner real!

Charita Rogers

Richmond, VA

"If You Could Change" Your Life With One Phone Call..

Would You Do It? Of Course You Would… Let’s Get Started!

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